HDFC Bank | My Cards PWA (2024)

Manage your HDFC Bank Cards ON THE GO

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MyCards is a mobile based service platform of HDFC Bank for products like Credit Card,Debit card, Debit card EMI loan and Consumer Durable loan.

01

For one-touch login

02

Transactions, statements, reward points & more

03

Set Card control and limit settings

Who can use

HDFC Bank MyCards can be used by the customers holding any of the
below payment products

HDFC Bank Credit Card
HDFC Bank Debit Card
HDFC Bank Debit Card EMI loan
HDFC Bank Consumer Durable loan
HDFC Bank FASTag

Usage Benefits

Below are the usage benefits of services provided by HDFC Bank MyCards

Dedicated platform providing 24 X 7 services ON THE GO
Easy to save on Phone no downloads, no storage problem
Seamless login with just mobile based OTP
Faster, easier and simpler user interface
Manage 5products in 1 web app

Now access banking ON THE GO

How to Login

Get started in 4 simple steps for Login onto HDFC Bank MyCards

Enter the registered mobile number on the MyCards login page
Enter the OTP sent on the registered mobile number for validation
Select the product(s) to be added
Credit Card,Debit Card,Consumer Durable Loan , Debit Card EMI loan details andFASTag

Once validated successfully, you will be able to access MyCards Homepage

Credit Cards Services

For Credit card customers, below services are available inside HDFC Bank MyCards –

View Services

View outstanding balance and due date
View available credit limit
View unbilled and unsettled transactions
View redeemable reward points
View accumulated reward points
View linked EMIs on Credit Card
View e-statement on registered mail

Manage Services

Enable/disable online/ contactless/ POS/ ATM transactions
Limit settings for online/ contactless/ POS/ ATM transactions
Temporary deactivate/ activate card
Permanently block (hotlist) and/or re-issue card
Replace/renew your damaged/lost credit card
Place a card closure request
Set or Change your Card Pin

Debit Card services

For Debit Card customers, below services are available under HDFC Bank MyCards -

Manage Services

Enable/disable online/ contactless/ POS/ ATM transactions
Limit settings for online/ contactless/ POS/ ATM transactions
Permanently block (hotlist) and Re-issue card

FASTag services

For FASTag customers, below services are available under HDFC Bank MyCards -

Debit Card Loan EMI Services

For Debit Card Loan EMI customers ,below services are available inside HDFC Bank MyCards

a) View Services

View Loan amount
View Loan monthly EMI
View Loan outstanding amount
View Interest rate
View Loan Tenure (in months)
View next EMI due date

Consumer Durable Loan Services

For Consumer Durable customers , below services are available inside HDFC Bank MyCards

a) Check Loan overdue, if any

View Loan EMI amount
Check Loan Overdue, if any
View Loan tenure (in case of overdue)
View Interest rate (in case of overdue)

What is more

Apart from the above mentioned functionalities, customers can explore the below offerings

a) Convert higher spends into SmartEMI
b) Avail Loans on Credit Cards 24 X 7
c) Explore SmartBuy for exciting cashback and Reward Points
d) Payzapp for monthly savings on utility bills and online purchases

“Extremely user friendly”

MyCards is extremely user friendly ! I liked the transparency it provides and how everything can be accessed at a glance

- Malay Biswas (Regalia customer), Madhya Pradesh

“One stop solution for managing credit cards”

Simple, easy to navigate, one stop solution for managing creditcards. Right from checking transactions, setting card limits to redeeming my reward points, the app has it all. Rather than navigating through check points using traditional net banking site, I would prefer this to manage my credit cards !

- Navya Satyala (Diners Black customer), Maharashtra

“simple and smooth user experience”

MyCards is all about simple and smooth user experience; right from login to accessing various services. The best part is no passwords

- Sanyam Sudan (Diners Black customer), Delhi

“much needed initiative”

This platform is very customer friendly to use and a much needed initiative from HDFC Bank for their credit card customers

- Md. Kaifi (Millennia customer), Jharkhand

FAQs

MyCards is a mobile-based service platform of HDFC Bank for products like Credit Card, Debit Card, Debit-card EMI loan and Consumer Durable loan.
It is a Progressive Web Application (i.e. PWA) which runs on the browser but provides native app-like experience, once the customer saves it on his/her phone.
MyCards PWA doesn’t need to be downloaded from Play store or App-store. It is accessed from the bank link – https://mycards.hdfcbank.com

Currently, MyCards PWA can be used by the HDFC Bank customers of Credit Card, Dbit Card, Debit Card EMI Loans and Consumer Durable loans

For Credit card customers, below services are available inside MyCards -

Check credit card outstanding balance, available limit, payment due date
View Unbilled transactions, reward points, linked EMIs on card,
Manage Card control and limit settings functionalities
Hotlist and re-issue card, temporary deactivate/activate card
Replace or re-issue card, request for card closure

For Debit card customers, below services are available inside MyCards -

View Debit Card details
Manage Card control and limit settings functionalities
Hotlist and re-issue card

For DC-EMI loan and CD Loan customers, below services are available inside MyCards - View Loan Summary which includes - outstanding amount, EMI due date, interest rate, loan tenure and overdue, if any.

Customer can login inside PWA using the below steps –

Enter the registered mobile number on the MyCards login page
Enter the OTP sent on the registered mobile number for validation
Select the product(s) to be added
Add the Credit card using last 4-digits of the card;
Add the Debit Card using last 4-digits of the card and Date of Birth
Add the Consumer Durable loan using Loan number;
Add the Debit Card EMI using 16-digit AAN Number
Once validated successfully, user gets logged into MyCards Homepage

No, the customer has to add the products ONLY ONCE inside PWA.
For all recurrent logins, customer has to input only OTP sent on his registered mobile number.

Yes, customers can add multiple Credit Card/Debit Card/Consumer Durable loan/ Debit Card EMI Loans inside MyCards PWA as long as the registered mobile number remains same.

The customer has to login using each mobile number to add, access and manage its corresponding linked product inside MyCards PWA.

Yes, customer can delink/remove an added product from MyCards PWA anytime by tapping the Remove button under My Profile section
By doing so, the corresponding product are not shown or accessed inside MyCards PWA as per the request of customer. It doesn’t change the existing product relationship with the bank in any way (i.e. outstanding amount, loan tenure, interest rate, EMI, overdue etc.)

Yes, customer can re-add a product (Credit Card/Debit Card/CD Loan/Debit Card EMI Loan) multiple times, as long as the product is active.

No, an inactive/blocked credit or debit card, closed loan can’t be added inside PWA. It is because the services available to customers are applicable only for active products i.e. Credit Card, Consumer Durable loan and Debit card EMI loans.

Yes, MyCards PWA can be logged-in and accessed using multiple platforms, but not simultaneously. Though MyCards PWA can be saved on multiple devices, but it accessible from only one device at a time. On simultaneous login attempt from another device, the earlier active session will end.

Customers can reach out to HDFC Bank Customer Centre using the given link here
For any query, feedback or complaints, please feel free to write to us
Our grievance redressal desk is open for customers and can be accessed from here